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The national average home equity line of credit interest rate continues to fall. For 2026, the year will begin with the lowest HELOC rates in more than three years. That’s a hugh advantage that homeowners looking to access the value in their homes will have in the new year. According to Curinos data, the average monthly HELOC rate is 7.44%. This rate is based on applicants with a minimum credit score of 780 and a maximum combined loan-to-value ratio (CLTV) of 70%. With mortgage rates refusing to budge, homeowners with home equity and a favorable primary mortgage rate may feel…

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Ethereum developers earlier this month agreed on the name and rough timing of the network’s second major upgrade scheduled for 2026, settling on “Hegota” as the next milestone in the blockchain’s development roadmap.Hegota will follow “Glamsterdam,” Ethereum’s next major upgrade, which is currently expected to roll out in the first half of 2026. That sequencing places Hegota tentatively in the second half of the year, continuing a faster cadence of protocol upgrades than Ethereum has historically maintained.The decision reflects a relatively new approach to Ethereum development, with core contributors aiming to ship network changes more frequently rather than bundling large…

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DURALUMEN Trading Center is advancing its long-term platform strategy by strengthening its academy framework, placing digital asset education at the center of its ecosystem development. As market structures grow more complex and user expectations evolve, the platform is focusing on structured learning resources designed to improve market understanding, risk awareness, and informed participation.Rather than positioning education as a supplementary feature, DURALUMEN Trading Center integrates learning resources as a core component of its platform ecosystem. The initiative reflects a long-term perspective that emphasizes knowledge accessibility, user awareness, and sustainable engagement within the digital asset environment.Building a Structured Learning FrameworkThe DURALUMEN Academy…

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The dollar index (DXY00) on Friday ended the day little changed, but fell about -0.6% on the week.  The dollar traded on a weak note despite Tuesday’s stronger-than-expected US GDP report of +4.3% and the reduced odds for Fed easing.  The markets initially reduced the odds for a -25 bp rate cut at the next FOMC meeting to 13% from 20% after Tuesday’s GDP report, but the odds have since crept higher to the current level of 20%. The dollar continues to see underlying weakness as the FOMC is expected to cut interest rates by about -50 bp in 2026,…

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A lot happened in policy tied to crypto this year. Congress passed — and the president signed — the first major piece of crypto legislation in U.S. history this year. Federal regulators have dramatically scaled back their enforcement actions against crypto companies while announcing more rulemaking efforts aimed at bolstering the industry. Companies themselves have felt more emboldened to launch new products and services in the U.S.You’re reading State of Crypto, a CoinDesk newsletter looking at the intersection of cryptocurrency and government. Click here to sign up for future editions.The narrativeLast year, CoinDesk’s policy team explained what we’d be looking…

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BitMart, a leading global digital asset trading platform, today announced the official launch of its digital payment solution, BitMart Pay, in the Vietnam market. This milestone marks an important step in BitMart’s expansion across Southeast Asia, with the goal of providing Vietnamese users with a safer, more efficient, and more transparent digital payment infrastructure.Vietnam has long been recognized as one of the world’s highest crypto adoption markets, with growing demand for convenient and reliable payment methods. The introduction of BitMart Pay is expected to significantly enhance user experience across a range of scenarios, including deposits, withdrawals, cross-border payments, and digital asset…

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